Health Insurance in McKinney Motorcycle Accidents

Texas law has been modified to allow for the recovery of medical bills that have been paid or incurred. A person’s health insurance coverage, or paid sick leave from work, can limit the recovery of past medical expenses for their motorcycle accident in McKinney to the amount actually paid by the health insurer, the out of pocket money paid by the injured person and the amount that is still owed and not written off. In situations without health insurance, if there is a letter of protection, a doctor may agree not to get paid immediately. However, this often means they will be paid a higher rate at the end. While the higher rate can be recoverable because it is considered incurred. However, motorcycle accidents often cause catastrophic injuries, resulting in high medical expenses.

It is often better to use health insurance even though that may reduce the amount of paid medical bills that can be recovered.  Often times, with truly catastrophic injuries, there is simply not enough insurance coverage to allow the injured person to fully recover for their injuries.  In these situations, it is important for the lawyer to understand that and to make sure that the injuries are proven up in a manner that takes a bad situation and makes it survivable for the injured person.  Every case is different.  The approach that the personal injury lawyer must take will differ depending upon factors like potential recovery available, medical evidence needed to prove the claim, and long-term needs of the client.