If you are injured in an accident, you may wonder – what damages am I entitled to? There are three types of damages you may be entitled to: medical costs, loss of earnings, and mental anguish. There are other potential damages that can be recovered, but these are the “big three” that apply to almost all personal injury cases.

The McKinney personal injury attorneys at McCraw Law Group are experienced in financial recovery from a person injury case. If you have been injured and want a professional to review your case, contact us today at (972)-854-7900.

The Big Three

When negligence results in a personal injury accident, someone should pay for the damages. The negligent person or company can be held accountable to the “big three” damages:

Medical Damages: This encompasses all of the medical expense accrued from the accident. It includes:

  • Ambulance and hospital transportation bills
  • Emergency medical treatment
  • Surgery and hospital stay
  • Visits and treatment by specialists
  • Long-term rehabilitation
  • Pain management
  • Follow up surgical procedures and repairs

One other important note – medical expense calculations should include projections for long-term care. Your medical treatment may take years of work before fully recuperated. The bills for future medical needs should be included in the damage settlement of your personal injury case.

Lost Wages: If you can no longer work because of your injury, the negligent party should pay for your lost wages. Lost wage projections can be complicated, and the McKinney personal injury attorneys look at multiple factors when calculating lost wages.

One of those factors is the loss of future earning potential. How much could you have made if your career was not impeded by the injury? This can be difficult to project, but precedence for recovering future earnings has been set in many other personal injury cases. It should be included in your final settlement as well.

Mental Anguish: Sometimes called pain and suffering, this category encompasses all of the additional hardships that you have endured in the aftermath of the accident. There is a long list of examples of mental anguish in personal injury cases.

  • Emotional distress, like anxiety and depression
  • Guilt
  • Limitations to personal activities and endeavors
  • Mental strain and feelings of loss
  • Anger and frustration

Insurance companies often use a matrix of multipliers to compute reparations for mental anguish. This inhumane computation of damages views your case as just another number in line.

The McKinney accident attorneys know that the severity of mental anguish is unique to each person and each injury. Diligent research into the accident’s impact on your life is the only way to yield an honest calculation of pain and suffering. Our attorneys will do that research for your financial recovery.

If you have been injured and want to know how much you could recover from the “big three” damages, contact McCraw Law Group today.


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If you are in need of a personal injury attorney in North Texas, please contact the team at McCraw Law Group today. We are ready to help you in a broad range of serious accident and injury legal issues, and offer multiple ways to reach us.

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If you are in need of a personal injury attorney in North Texas, please contact the team at McCraw Law Group today. We are ready to help you in a broad range of serious accident and injury legal issues, and offer multiple ways to reach us.

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