Common Carrier Insurance Coverage
Allen is not yet an urban area, and it does not have a mass public transportation system. That is one of the reasons there are so many car wrecks here. Allen does have some taxis, and the taxi laws require a certain minimum amount of insurance. The taxi laws are also radically changing because of the advent of Uber and Lyft. Those common carriers like Uber and Lyft actually have a three-step process as to whether or not they are covered under the Uber or Lyft insurance policy. If a driver merely has the app and it is not turned on, then Uber or Lyft will not provide any insurance coverage if there is a wreck, even if there is a sign on the car. They do provide coverage once the drivers turn on their apps and are physically driving to pick up a fare or drop off a fare. During the time that an Uber driver actually has a fare in the vehicle, they have the highest level of insurance coverage. Determining who has liability in an Uber accident can be a complicated job, but an Allen Uber accident lawyer is up to the task. They could look at the facts of an accident to determine what party is liable for damages and hold them accountable.