Uber and taxi drivers are not immune from causing the same types of accidents as regular drivers, which can result in catastrophic injuries and even deaths. A Frisco Uber/Taxi accident lawyer may be able to assist individuals who have suffered injuries as a result of accidents involving Uber or taxi services.
Insurance Coverage and Frisco Personal Injury Claims
Under Texas law, drivers only need to maintain minimal amounts of liability insurance to compensate others when they cause accidents that result in property damage or bodily injuries. More specifically, drivers must maintain a liability insurance policy with $30,000 of coverage for personal injuries, $60,000 for the accident, and $25,000 for property damage. The law does not require drivers to carry uninsured or underinsured motorist insurance policies, which can severely limit the recovery of compensation by injury victims.
Companies such as Uber and taxi services, however, are likely to maintain higher amounts of commercial liability insurance, which is a more significant resource for injury victims involved in accidents with these employers. For instance, Uber maintains a million-dollar liability and uninsured/underinsured insurance policy that covers all its drivers. Therefore, individuals who suffer injuries in an accident with an Uber or taxi driver may have a much larger pool of resources to look to than those involved in crashes with non-commercial vehicles.
