Dealing With Insurance Companies After a McKinney Car Accident

In the aftermath of a car accident, a person may be faced with crucial legal decisions. Information must be exchanged with other involved parties, police may have questions if the accident was severe enough, and insurance companies representing all involved parties must also be contended with. Individuals are recommended to call a skilled attorney before dealing with insurance companies after a McKinney car accident. A practiced lawyer could advise individuals on how to protect themselves against the interests of the insurance company and their adjusters.

Risks of Speaking to the Other Driver’s Insurance Company

There are several dangers of giving a recorded statement on the other side’s insurance company before talking to an attorney. The person may not have all the facts available to them at the time they are giving the statement. They may not know whether or not the other driver was on the cell phone, intoxicated, or had other issues as to why they reacted the way that they did.

Dealing With Insurance Adjusters

Insurance adjusters are trained specifically to do one of two things. They could deflect blame off of their company or the person they are insuring to save themselves money. They may also try to have the injured person minimize the severity of their injuries. It is very common for people to say they are doing fine, even if they are unwell, in an effort to be socially nice. The adjusters could be trained to use this tendency against the individual making the statement.

Protecting One’s Private Information

Insurance companies may have the insured grant additional permissions or sign additional documents to gather medical records and tax records. The other side has already gathered a lot of information about the clients that they might not otherwise be able to gather.

Our dedicated car accident attorneys in McKinney could help a person protect their privacy and good name when dealing with insurance companies. A lawyer may also be able to advise the injured individuals on how to protect themselves and their injury claim even when giving a statement is required.

While an underinsured or uninsured motorist carrier may have the right to take an underinsured or uninsured motorist claim, a lawyer could help them understand what they may be entitled to and what they could ask for.

Early Settlement Offers

In any car accident claim, insurance companies have an advantage that is built in whenever a crash occurs. If the company’s insurance is involved in a claim, they could get police reports early. There is no prohibition that prevents companies from calling the injured person to seek statements.

The company may attempt to do a swoop and settle, where they come in and take the statement. They could attempt to settle the case for pennies on the hundred dollars before the plaintiff truly understands how badly they were hurt.

There are scenarios in which insurance companies offer money to repair vehicles. There may be no harm in accepting this release if it is made clear the payment covers property damage only. Insurance companies may attempt to sneak in a general release of all injury claims with a property-damage-only release.

An attorney could routinely review the releases to ensure that injury claims are not being released with the property damage. Swoop-and-settles are also common when companies offer checks in a hurry.

Common Misconceptions About Insurance Companies

People typically make the mistake of giving recorded statements to other driver’s insurance company before consulting an attorney out of good faith. Individuals may assume that insurance companies are looking out for their best interest. In reality, their job is to save the insurance company as much money as they are able to.

The job of a person’s personal attorney is exactly the opposite. Our McKinney car accident lawyers could look out for the person when dealing with insurance companies and fight tirelessly ensure the individual is not settling for an unfair amount.

Contact a McKinney Car Accident Attorney

It could be critical to consult an attorney before dealing with insurance companies after a McKinney car accident. An accomplished lawyer may be able to examine the situation to see if you are being treated fairly.

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The McCraw Law Group
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Mary Thompson
Mary Thompson
20:51 25 Feb 20
From the very first meeting with the McCraw Law Group we were treated with respect and care. They were so helpful is... trying to speed things up. We all know that when you have a lawsuit against some one there will be problems. This group of lawyers were very attentive and knew how to get what we needed. I will call them again if anything comes up that I need a more
Michael Taylor
Michael Taylor
19:46 12 Feb 20
McCraw Law Group is an exceptional firm and I could not ask for more than what I received with their services. All of... their staff, from the clerks to the attorneys, were extremely helpful and caring and constantly asked me if I needed anything or if I had any questions or concerns. If you need to have someone on your side and trust them to have your best interests in mind, I would place that trust in The McCraw Law Group.Would I recommend them to my friends and family? I would without a doubt.Would I like to have them on the other side of a courtroom and going against them? Absolutely Not.To the staff that handled my case, I greatly appreciate all of your work and the result speaks for itself. Thank you!read more
Justin Hansen
Justin Hansen
12:29 07 Feb 20
The staff at the McCraw law group are second to none. They are intelligent and hard working people that will do their... best to make sure you are set to recover physically, emotionally, and financially from any injury. Thank you so much!!read more
Zane Allen
Zane Allen
04:39 18 Dec 19
I was in an accident in March and had injuries resulting from the crash. Obviously my first call was to a doctor to get... checked out but was told I was going to need physical therapy. My second call was to the McCraw Law Group. They took care of all of the grunt work so that all I had to focus on was getting better. They were very communicative about the process, and better yet, they were incredibly responsive to any emails, calls, and questions. I was very appreciative and thankful for all of their hard work. They are a great group of people to work with when you’re needing the more
Elisa Dean
Elisa Dean
15:38 16 Dec 19
I recommend The Mccraw Law Group to anyone who is hurt in an accident.My experience has been wonderful. They do the... best they can to get the most from the insurance company. My communications have been with Vanessa, Suzanne and Jason.Jason is very special to me. He understood my needs and was very caring and the sweetest attorney I have ever met. He was honest and did everything he could to bring my case to a conclusion.Vanessa and Suzanne are very sweet and are there to help every step of the more
Fernando Salas
Fernando Salas
19:07 10 Dec 19
First time needing a lawyer. Everything went extremely smooth and quick. Mr. McCraw went to my house after my car wreck... and I knew at that point that I was in good hands. Everyone who works there are so nice and will answer any questions or concerns you have. Thank you guys for all of your more
Adelyn Braswell
Adelyn Braswell
17:02 10 Dec 19
When me and my family recently got hit by a drunk driver. They helped us with everything we needed. We had so many... questions and didn’t hesitate to answer. It was our first time with any lawyer so they made everything so easy for us, and got it all done so quick. They did everything in their power to get us all the money we deserved. They were all so friendly and I would recommend them to more
Courtney Brooks
Courtney Brooks
16:12 12 Sep 19
I had a wonderful experience from beginning to end with the McCraw Law Group. My case was accepted and I was kept up to... date on how it was proceeding, and when it came to a settlement, we got more than expected. Everyone was very kind, the court proceedings went smoothly and I was extremely satisfied. I will definitely use them again if anything else more
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