Issues When Settling a McKinney Car Accident Claim

Several issues can delay a car accident settlement. For instance, insurance companies rarely volunteer a payment easily and instead seek out methods to delay, reduce, or avoid compensating injured drivers and passengers. A skilled lawyer could help you avoid the issues when settling a McKinney car accident claim. Call today and set up a consultation with a dedicated car accident lawyer.

Incomplete Documentation of Damages

One of the common issues when settling a McKinney car accident claim is an insurance company claiming that there has been incomplete documentation of damages after a collision. A common example is the documentation of medical treatment. An insurance company may claim that a plaintiff’s medical records are incomplete and they cannot settle the claim before investigating the gaps in treatment. Insurance companies may delay settlement even when the injured person’s policy is not large enough to cover their needed medical care.

Another way that insurance companies delay the settlement process is by claiming that not enough evidence exists of the injured person’s lost earning capacity, even when their ability to earn has clearly been impaired or destroyed.

In the more catastrophic cases, insurance companies may require expert witnesses to support some elements of damages. In many of those situations, it is beneficial to obtain a report from an expert witness quickly, so that the insurance company will not be able to delay settlement.

Obtaining and Preserving Evidence

Often, lawyers will spend their time making sure that they have all supporting evidence before they file a claim. If a plaintiff files claim that is incomplete, the insurance industry may put an inadequate reserve on that file which can delay a timely and full settlement. It is difficult to force an insurance company to reevaluate the reserve after the claim has been updated or completed, even if the final claim shows higher levels of impairment or economic damages. Therefore, it is essential to take time to make the initial claim as complete as possible to increase the chances of a fair settlement.

Medical Records

The next thing the person can do is to provide their attorney with their medical information, witness information, and any other information as soon as possible to increase efficiency and significantly speed up the process. The attorney-claimant relationship in a personal injury matter is like a partnership.

Individuals who do not do what the doctor tells them to risk harming their claim. If the injured person goes to multiple different doctors, they need to make sure that they get a consistent medical history. Medical records are often poorly kept, so it is imperative that the individual knows that if they see a doctor for any reason, even reasons unrelated to their car wreck, they should let the doctor be aware of their injuries from the accident so that they will have consistent medical records. Inconsistent medical records hurt the claimant’s claim and help the insurance company keep potential funds that the individual would otherwise be entitled to.

Call an Experienced McKinney Attorney

The first thing an injured person can do to ensure that they receive their settlement promptly is to contact a car accident attorney as soon as possible after a wreck. The injured person should make sure they hire the right lawyer who focuses on these kinds of claims and could help one avoid issues when settling a McKinney car accident claim.

The injured person should look for attorneys who have a staff that is capable of handling the claims and putting together demand packets in a timely, efficient manner. A lack of attention on these claims is a critical mistake that will delay the resolution of these claims and can harm the ultimate value of these claims.

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The McCraw Law Group
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Zane Allen
Zane Allen
04:39 18 Dec 19
I was in an accident in March and had injuries resulting from the crash. Obviously my first call was to a doctor to get... checked out but was told I was going to need physical therapy. My second call was to the McCraw Law Group. They took care of all of the grunt work so that all I had to focus on was getting better. They were very communicative about the process, and better yet, they were incredibly responsive to any emails, calls, and questions. I was very appreciative and thankful for all of their hard work. They are a great group of people to work with when you’re needing the help.read more
Elisa Dean
Elisa Dean
15:38 16 Dec 19
I recommend The Mccraw Law Group to anyone who is hurt in an accident.My experience has been wonderful. They do the... best they can to get the most from the insurance company. My communications have been with Vanessa, Suzanne and Jason.Jason is very special to me. He understood my needs and was very caring and the sweetest attorney I have ever met. He was honest and did everything he could to bring my case to a conclusion.Vanessa and Suzanne are very sweet and are there to help every step of the way.read more
Fernando Salas
Fernando Salas
19:07 10 Dec 19
First time needing a lawyer. Everything went extremely smooth and quick. Mr. McCraw went to my house after my car wreck... and I knew at that point that I was in good hands. Everyone who works there are so nice and will answer any questions or concerns you have. Thank you guys for all of your help.read more
Adelyn Braswell
Adelyn Braswell
17:02 10 Dec 19
When me and my family recently got hit by a drunk driver. They helped us with everything we needed. We had so many... questions and didn’t hesitate to answer. It was our first time with any lawyer so they made everything so easy for us, and got it all done so quick. They did everything in their power to get us all the money we deserved. They were all so friendly and I would recommend them to anyone.read more
Courtney Brooks
Courtney Brooks
16:12 12 Sep 19
I had a wonderful experience from beginning to end with the McCraw Law Group. My case was accepted and I was kept up to... date on how it was proceeding, and when it came to a settlement, we got more than expected. Everyone was very kind, the court proceedings went smoothly and I was extremely satisfied. I will definitely use them again if anything else arises.read more
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