Issues When Settling a McKinney Car Accident Claim

One of the common issues when settling a McKinney car accident claim is an insurance company claiming that there has been incomplete documentation of damages after a collision. A common example is the documentation of medical treatment. An insurance company may claim that a plaintiff’s medical records are incomplete and they cannot settle the claim before investigating the gaps in treatment. Insurance companies may delay settlement even when the injured person’s policy is not large enough to cover their needed medical care.

Another way that insurance companies delay the settlement process is by claiming that not enough evidence exists of the injured person’s lost earning capacity, even when their ability to earn has clearly been impaired or destroyed. In the more catastrophic cases, insurance companies may require expert witnesses to support some elements of damages. In many of those situations, it is beneficial to obtain a report from an expert witness quickly, so that the insurance company will not be able to delay settlement.